Illustration of 2026 retirement plan limits — a coin-filled nest egg jar, a rising chart, and a 401(k) statement
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2026 Retirement Plan Limits: 401(k), Catch-Up & Roth

BySW Accounting admin

What are the 2026 retirement plan limits? The 401(k) elective deferral limit rises to $24,500, the age-50 catch-up to $8,000, and a new “super catch-up” lets employees aged 60–63 add $11,250. The 2026 retirement plan limits also bring a major SECURE 2.0 change: high earners must now make catch-up contributions as Roth. If you sponsor…