Roth Catch-Up Contributions 2026: What High Earners Need to Know | SW CPAS
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Roth Catch-Up Contributions 2026: What High Earners Need to Know | SW CPAS

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Do high-income employees have to make Roth catch-up contributions in 2026? Yes — if your prior-year FICA wages from your employer exceeded $150,000, the SECURE 2.0 Act now requires that your Roth catchup contributions 2026 be designated as Roth (after-tax) contributions, not pre-tax. Here is everything you need to know before the January 1, 2026…

A vibrant and optimistic illustration of a path leading to a sunny horizon, symbolizing a bright retirement. The path is paved with gold coins and icons representing different savings vehicles (like a piggy bank, a stock chart, a house). A happy, diverse couple in their 60s is walking hand-in-hand on the path, looking ahead with confidence. The style is modern, friendly, and slightly cartoonish.

Retirement Plan 101: Your Complete A-to-Z Strategy for Financial Freedom

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  What does a secure retirement plan actually look like? This guide is your A-to-Z map, breaking down everything from savings accounts to income strategies, helping you build a future filled with financial freedom and peace of mind. Ever get that late-night feeling of anxiety, wondering if you’ll have enough money to live comfortably when…