Roth catchup contributions 2026 featured
|

Roth Catch-Up Contributions 2026: What High Earners Need to Know | SW CPAS

BySW Accounting admin

Do high-income employees have to make Roth catch-up contributions in 2026? Yes — if your prior-year FICA wages from your employer exceeded $150,000, the SECURE 2.0 Act now requires that your Roth catchup contributions 2026 be designated as Roth (after-tax) contributions, not pre-tax. Here is everything you need to know before the January 1, 2026…

A bright and optimistic flat design illustration showing a person watering a growing plant with coins, next to a piggy bank and a calendar showing '2026'. Use a vibrant green and orange color palette.

IRS Announces 2026 Retirement Contribution Limits: 401(k) up to $24,500, IRA to $7,500

BySW Accounting admin

  2026 Retirement Contribution Limits Are Here! The IRS has officially released the new cost-of-living adjustments for 2026. See the new 401(k), IRA, and catch-up limits to maximize your savings!   It’s that time of year again! Just as we’re settling into our financial groove, the IRS gives us a new set of numbers to…