Calsavers vs 401k featured
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CalSavers vs 401k: Which Is Right for Your California Business?

BySW Accounting admin

Should California businesses choose CalSavers or a 401(k)? If you have 5 or more employees in California and don’t already offer a qualified retirement plan, you must participate. The CalSavers vs 401k decision comes down to this: CalSavers meets the legal requirement with minimal effort, but a 401(k) delivers dramatically more value for your employees…

A bright and optimistic flat design illustration showing a person watering a growing plant with coins, next to a piggy bank and a calendar showing '2026'. Use a vibrant green and orange color palette.

IRS Announces 2026 Retirement Contribution Limits: 401(k) up to $24,500, IRA to $7,500

BySW Accounting admin

  2026 Retirement Contribution Limits Are Here! The IRS has officially released the new cost-of-living adjustments for 2026. See the new 401(k), IRA, and catch-up limits to maximize your savings!   It’s that time of year again! Just as we’re settling into our financial groove, the IRS gives us a new set of numbers to…