Illustration of OBBBA federal student loan limits and the Department of Education professional degree rule — $200K professional vs $100K other graduate caps, accounting excluded
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OBBBA Student Loan Limits: New Caps & Professional Degree Rule

How did OBBBA change federal student loans for graduate and professional students? The One, Big, Beautiful Bill Act (OBBBA, Pub. L. No. 119-21) placed new caps on federal student loans and directed the U.S. Department of Education (DOE) to define which “professional degree” programs qualify for higher borrowing limits. Under the DOE’s final rule, only…