Cycle 4 Plan Restatement Deadline: When Must You Adopt?
When is the Cycle 4 plan restatement deadline? The IRS set it at September 30, 2028. If your business sponsors a pre-approved 401(k) or profit-sharing plan, you must adopt the newly updated plan document by that date. The Cycle 4 plan restatement keeps your plan’s tax-qualified status intact. If your company offers a 401(k), profit-sharing,…
