Are the SBA size standards really changing before September 21, 2026? Yes — SBA has proposed the biggest rewrite of sba size standards since it adopted NAICS in 2000. The proposal collapses roughly 1,000 standards to 338, defaults to employment-based measures, and adjusts receipts standards for productivity growth. Comments close September 21, 2026, and the…
Does the new SBA quality of earnings rule apply to my deal? If you are using an SBA 7(a) loan to buy a business or expand into one for $3 million or more, yes. Starting October 1, 2026, lenders must obtain an independent SBA quality of earnings report before the loan can close on that…
What changes for a dental practice acquisition in 2026? If you are buying with an SBA 7(a) loan of $3 million or more, an independent quality of earnings report becomes mandatory on October 1, 2026 — and the lender has to engage the provider before your loan number is issued. Most dentists buying a practice…
