SBA quality of earnings review of a 7(a) acquisition deal on a conference table

New SBA quality of earnings rule: does it apply to me?

BySW Accounting admin 09/06/202609/06/2026

Does the new SBA quality of earnings rule apply to my deal? If you are using an SBA 7(a) loan to buy a business or expand into one for $3 million or more, yes. Starting October 1, 2026, lenders must obtain an independent SBA quality of earnings report before the loan can close on that…

Business Tax | M&A

What changes for a dental practice acquisition in 2026?

BySW Accounting admin 09/06/2026

What changes for a dental practice acquisition in 2026? If you are buying with an SBA 7(a) loan of $3 million or more, an independent quality of earnings report becomes mandatory on October 1, 2026 — and the lender has to engage the provider before your loan number is issued. Most dentists buying a practice…