Illustration of a Trump Accounts guide — a growing sapling in a piggy bank with a family silhouette
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Trump Accounts Guide 2026: $1,000 Deposit and Section 530A Rules

What is a Trump Account and how do I open one for my child? A Trump Account is a new federally authorized investment account for children, created by the One Big Beautiful Bill Act as IRC Section 530A. The Trump Accounts guide below walks families through the $1,000 federal seed deposit, $5,000 annual contribution cap,…