IRS Form SS-4 on a foreign founder's desk beside a passport and a laptop showing a US business bank account application.

How do I get an EIN without an SSN? (Foreign founder guide, 2026)

How do I get an EIN without an SSN as a foreign founder? You file IRS Form SS-4 by fax or by calling the International EIN line at +1-267-941-1099. An SSN or ITIN is not required for the responsible party if none exists — write “Foreign” on line 7b instead. Plan on roughly 4–8 weeks…

New York personnel records law: an employee reviews their personnel file at an HR desk

What does the NY personnel records law require in 2026?

Does the ny personnel records law apply to my business? Yes, if you employ workers in New York in the private or public sector, with limited exceptions for certain unionized workforces. The ny personnel records law takes effect November 8, 2026 and requires you to produce an employee’s personnel file, at no cost, within ten…

SBA size standards overhaul: 338 categories, employment-based default, comments due September 21, 2026
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How do new SBA size standards change small business status?

Are the SBA size standards really changing before September 21, 2026? Yes — SBA has proposed the biggest rewrite of sba size standards since it adopted NAICS in 2000. The proposal collapses roughly 1,000 standards to 338, defaults to employment-based measures, and adjusts receipts standards for productivity growth. Comments close September 21, 2026, and the…

Headline card 'FinCEN BOI Final Rule' over a stack of U.S. corporate formation documents
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Do I still need to file a FinCEN BOI report? (2026)

Do I still need to file a FinCEN BOI report in 2026? Almost certainly not — if your company was formed in a U.S. state. The FinCEN BOI final rule (effective August 14, 2026) exempts every domestic reporting company and every U.S. person beneficial owner from BOI reporting. Only foreign entities registered to do business…