Illustration of 2026 retirement plan limits — a coin-filled nest egg jar, a rising chart, and a 401(k) statement
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2026 Retirement Plan Limits: 401(k), Catch-Up & Roth

BySW Accounting admin

What are the 2026 retirement plan limits? The 401(k) elective deferral limit rises to $24,500, the age-50 catch-up to $8,000, and a new “super catch-up” lets employees aged 60–63 add $11,250. The 2026 retirement plan limits also bring a major SECURE 2.0 change: high earners must now make catch-up contributions as Roth. If you sponsor…

A vibrant and optimistic illustration of a path leading to a sunny horizon, symbolizing a bright retirement. The path is paved with gold coins and icons representing different savings vehicles (like a piggy bank, a stock chart, a house). A happy, diverse couple in their 60s is walking hand-in-hand on the path, looking ahead with confidence. The style is modern, friendly, and slightly cartoonish.

Retirement Plan 101: Your Complete A-to-Z Strategy for Financial Freedom

BySW Accounting admin

  What does a secure retirement plan actually look like? This guide is your A-to-Z map, breaking down everything from savings accounts to income strategies, helping you build a future filled with financial freedom and peace of mind. Ever get that late-night feeling of anxiety, wondering if you’ll have enough money to live comfortably when…